Privacy Policy
Last updated: January 2025
1. Introduction
Welcome to Kazar, an escrow and deal-protection platform that facilitates secure transactions between buyers and sellers of physical goods, digital products, and services on social media and online marketplaces. We are committed to protecting the privacy and personal data of everyone who uses our platform.
This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights regarding your personal data. By using Kazar, you agree to the terms of this Privacy Policy.
2. Who We Are
Kazar is operated by Kazar Technologies, with its principal place of business in Abuja, Nigeria.
3. Information We Collect
3.1 Information You Provide Directly
When you register or use Kazar, we collect:
- Full name and username
- Email address and phone number
- Bank account details and payment information
- Profile photo
- Deal information including item descriptions, pricing, and agreed terms
- Dispute details and supporting documentation
- Communications with Kazar support
3.2 Information Collected Automatically
- Device information (type, OS, unique identifiers)
- Log data (IP address, pages visited, timestamps)
- Cookies and similar tracking technologies
- Transaction metadata (deal creation time, payment timestamps)
3.3 Information from Third Parties
We may receive information from payment processors, logistics partners, or identity verification services.
4. How We Use Your Information
- To create and manage your Kazar account
- To facilitate deal creation, acceptance, and execution
- To process payments and manage escrow funds
- To handle disputes and take appropriate action
- To send transactional notifications and deal updates
- To verify identity and prevent fraud
- To comply with Nigerian laws including the NDPA 2023
- To improve platform services and security
5. Legal Basis for Processing
- Contractual necessity
- Legal obligation
- Legitimate interests
- Consent
6. How We Share Your Information
We do not sell your personal data. We may share your information with:
- The other party to a deal (to the extent necessary)
- Logistics partners for physical delivery
- Payment processors and financial institutions
- Identity verification services for KYC compliance
- Law enforcement where required by law
- Professional advisers under confidentiality obligations
7. Escrow and Payment Data
All funds deposited through Kazar are held in designated holding accounts. We retain payment and transaction records in accordance with Nigerian financial regulations.
8. Data Retention
- Account and profile data: retained for the duration of your account and up to 5 years after closure
- Transaction and deal records: minimum 7 years (Nigerian financial regulations)
- Dispute records: up to 3 years after resolution
9. Data Security
We implement appropriate technical and organisational security measures including encryption of payment data, access controls, and regular security assessments.
10. Your Rights (Nigeria Data Protection Act 2023)
- Right of access
- Right to rectification
- Right to erasure
- Right to restrict processing
- Right to data portability
- Right to object
- Right to withdraw consent
To exercise any rights, contact us and we will respond within 30 days.